New CBN ATM Transaction Fees 2025

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By Paulinus Sunday

The Central Bank of Nigeria has changed ATM fees. Below is a simple breakdown of the new charges.

On-Us Withdrawals – Free of charge.

Not-On-Us Withdrawals -N100 for every N20,000 withdrawn from an on-site ATM. N100 plus a surcharge (maximum N500) for every N20,000 withdrawn from an off-site ATM.

International Withdrawals -The exact charge from the international bank will be passed to the customer.

IN-BANK ATMS
Withdraw any amount from your bank’s ATM for FREE.

ATM WITHDRAWALS

ON-SITE ATMS
Withdraw up to N20,000 from ATMs in your bank for N100.

OFF-SITE ATMS
Withdraw up to N20,000 from ATMs outside your bank for N100 plus a N500 surcharge.

These changes help customers understand ATM fees clearly. Plan your withdrawals to avoid extra charges.

You may also be interested in Everything you need to know about CBN’s new ATM Transaction Fees.

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